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Muc-Off to offer UK Bike Insurance that never increases in price

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Bicycle cleaning product and lubricant brand, Muc-Off, has diversified into financial products, partnering with NextGen Insurance Brokers to create Bike Insurance Policies for UK customers, only. So what, bike insurance is bike insurance, right? Wrong. Muc-Off claim their bike insurance policies will never go up in price at the point of renewal, so long as your circumstances haven’t changed. In a world where the price of almost everything seems to be soaring, Muc-Off’s proposition is a fairly attractive one.

Muc-Off Bike Insurance for UK Customers

Muc-Off Pressure Washer review, bicycle-specific bike& bearing-safe compact electric regulated-pressure pressure washer with Snow Foam soap bubble attachment sprayer
Muc-Off are now offering UK Customers several ways to look after their bicycle (or the value thereof) with new insurance products. They don’t photograph so well, so here’s a shot of Cory testing out the Muc-Off pressure washer on a gravel bike that I can’t identify. Eds. Under the foam, it’s an OPEN WI.DE in a limited Detour collaboration with Gramm Tourpacking bags, Podia clothing & Ass Savers fenders.

From Muc-Off:

Muc-Off, the global leaders in bicycle and motorcycle care, are excited to announce the launch of a new and totally unique Bike Insurance product.

In another first for the Poole-based brand, Muc-Off have partnered with Insurance intermediary NextGen, to produce bike cover like no other, offering a number of features and benefits, that are set to shake up the world of bike insurance.

Benefits such as insurance premiums that never increase on renewal for the same risk, as well as up to £100 free upgrade cover, meaning riders can upgrade their bikes to more expensive models, and their policy may not increase in price. These game-changing features come in addition to the typical offerings expected, such as theft cover, home and away, plus a multi-bike discount of up to 25%, as the majority of the brand’s customers own multiple bikes. Those who pay annually can save up to two months of insurance premium, there’s a no-claims discount, and European and worldwide cover are all included in premiums as standard.

Muc-Off e-Bike Drivetrain Tool solves chain lube maintenance trouble, in-use
Financial products are quite the departure for Muc-Off, whose mainstay products focus on bike washing, drivetrain lubrication and tools. Check out the eBike drivetrain tool seen here.

Beyond insuring their bike, riders also get £15,000 of personal accident cover, in the event that they seriously injure themselves whilst out riding plus every policy comes with third party liability cover up to £1m. Cyclists are also covered in the event of accidental damage to their bike or accessories; and if repairs are needed, riders can choose to get an estimate from a repair shop of their choice, subject to them being authorised. If that wasn’t enough, riders will even receive a temporary hire bike for up to 10 days, so they can get back on two wheels as quickly as possible.

The launch comes at an important time for riders, as the number of bikes purchased, and in turn, the numbers of bikes being stolen has soared following the recent global pandemic. In a recent study undertaken by Direct Line Insurance*, it was found that between March and November 2020, over 32,700 bikes were stolen in UK. Over a full calendar year that equates to over 50,000 thefts, and with Direct Line also stating 71% of bikes stolen are never reported, the true yearly UK bike theft total is likely to exceed 150,000!

With a whole host of game-changing benefits, Muc-Off continues to improve rider experience. From Bike Cleaner to technical riding kit, from Chamois Cream and now to Bike Insurance, they really do have riders well and truly covered!

Muc-Off Bike Insurance is available to UK customers, exclusively at Muc-Off.


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2 years ago

>You have proof of ownership for the bicycle in the form of a UK gift/till receipt (you won’t be able to claim if you don’t have this proof)


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